Beer & Ferrari’s


Woman: “Do you drink beer?”
Man: “Yes” 
Woman: “How many beers a day?”
Man: “Usually about 3” 
Woman: “How much do you pay per beer?”
Man: “$5.00 which  includes a tip”
Woman: “And how long have you been drinking?” 
Man: “About 20 years, I suppose”
Woman: “So a beer costs $5 and  you have 3 beers a day which puts your spending each month at $450. In one  year, it would be approximately $5400 am I correct?”
Man: “Correct” 
Woman: “If in 1 year you spend $5400, not accounting for inflation, the  past 20 years puts your spending at $108,000, correct?” Man: “Correct”                 
Woman: “Do you know that if you didn’t drink so much  beer, that money could have been put in a step-up interest savings account and  after accounting for compound interest for the past 20 years, you could have  now bought a Ferrari?”
Man: “Do you drink beer?”
Woman: “No” 
Man: “Where’s your Ferrari?”